For first time home buyers, Turner recommends. offer fast and flexible VA loans in Texas. Turner states that the history of VA loans can be traced back in 1944, when Congress created the VA Home.
Conventional Loan Percent Down You Can Get a Conventional Mortgage with 10% Down. A 20% down payment is recommended, but it’s not required for getting a mortgage. Lenders can underwrite conventional, 30-year, fixed-rate loans for buyers who bring 10% to the table, too. That’s great if you want to stick with a conventional loan. But there are some tradeoffs involved.