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Fha Loan Interest Rate Guidelines For Fha Loans Overview of fha appraisal guidelines for 2019. According to the 2019 FHA appraisal guidelines, all properties being purchased with an FHA-insured mortgage loan must be appraised by a licensed, HUD-approved home appraiser. At a minimum, the appraiser must complete the following steps: visually inspect the subject property both inside and out.New Fha Loan Limits Come January 1, 2019, the federal housing administration’s (FHA’s) loan limits are set to increase across most areas in the country. The U.S. Department of Housing and Urban Development (HUD.